Broker Check


Matthew Germscheid

Financial Planner, CFP®, CRPC™



Matt Germscheid has been in the financial services industry for 14 years. He started working at Ameriprise Financial in 2004 helping clients through the financial planning process. In 2009, Matt left Ameriprise to become an independent...

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Julianna Czech

Client Relationship Manager



Julianna works part time assisting Matt with scheduling, marketing, and record keeping. She joined the team with over a decade of experience working in social services; managing group homes, home care services, and coordinating...

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Peder Hertsgaard

Financial Planner, ChFC®, CLU®, CRPC®


Retirement is real and the plan should be too.  Peder helps clients identify goals, create a plan, and understand how their actions now affect them in the long run, making adjustments along the way.

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Stephanie Lopez

Administrative Assistant

Stephanie Lopez was born in Mexico City and raised in Minnesota. She has years of experience in customer support and works as an assistant for Peder Hertsgaard. Stephanie is new to the financial services field...

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